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Frequently Asked Questions MCB Juice
GENERAL INFORMATION
1. How long can I stay logged in on the Juice application?
There is no limit to the amount of time you can stay logged in. If you remain inactive for more than
300 seconds, you will be logged out automatically.
2. Is MCB Juice and JuicePro the same?
MCB Juice is the mobile application for individual customers while JuicePro is aimed at Small and
Medium Enterprises.
3. Can anyone receive funds from MCB Juice?
Yes, provided that he/she is registered as ‘Juice Beneficiary’ or you have their account number. Even
if a beneficiary is not an MCB customer, he/she can still receive funds via an ATM.
4. Should I notify the bank if I change my mobile number?
Yes, you should. Otherwise, you will not receive the secured six-digit code ‘One-Time Password (OTP)’
sent by SMS, needed to validate your transactions.
5. What should I do if I have a new phone?
Uninstall the Juice app from your old phone
Download MCB Juice from App Store (iOS), Google Play (Android), or Huawei App Gallery
(Huawei) on your new phone
Register using MCB Debit/Credit Card details or your IB credentials
Set up your four-digit mPIN or configure your biometrics authentication
6. How do I turn notifications on or off on the MCB Juice app?
You will automatically receive notifications for relevant transactions as soon as you update your app
to the suitable version. These notifications can be customised (disable/enable and personalise the
display) directly on your phone settings through the following paths:
iPhone: Settings > MCB Juice > Notifications
Android: Settings > App > MCB Juice > Notifications
7. I cannot see the notification. What should I do?
Please check that you have not disabled the notifications for MCB Juice on your mobile. You can still
view your notification via the notification icon at the top right of your home page.
To reactivate notifications, follow this path: Mobile phone Settings > Notifications > App notifications
> MCB Juice and toggle on notifications.
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8. In what language is MCB Juice available?
MCB Juice is available in both English and French. You may change the language via More module >
Settings > Change language settings.
9. Do I need an internet connection to receive a notification?
Yes, you will need an internet connection to receive your notifications. You can view all your
notifications by clicking on at the top of the home screen of your MCB Juice app.
10. Can I receive a notification if MCB Juice is not open?
Yes, you can receive notifications even when the app is closed, or your screen is locked. You may
personalise your preferences for notifications in your phone settings (Settings > MCB Juice >
Notifications > Alerts).
11. For how long is a notification available on MCB Juice?
Notifications will be available for six months from the transaction date.
12. How do I mark notifications as read/unread, or delete them?
From the notifications dashboard, open the required notification by tapping on it, then choose either
“Mark ALL as Read” or “Delete notification”. Alternatively, identify the relevant notification on the
list, swipe to the left, choose the delete , or mark as Read / Unread icon.
13. Can I use MCB Juice to locate an MCB Branch or ATM?
Yes, you can locate an MCB Branch/ATM by tapping on More > Locate us > ATM/Branch. When you
allow MCB Juice to use location services, it will indicate branches/ATMs nearest to you. You can also
filter by the services you are looking for or search for branches/ATMs within an area/region.
14. Will I still be able to use MCB Juice application when I travel?
Yes, you can access your Juice application anywhere as long as you are connected to the Internet.
Contact your mobile phone operator to find out about roaming charges.
15. How do I deactivate my MCB Juice application?
If you no longer wish to use the application, you can uninstall it from your phone. In case your mobile
phone has been lost or stolen, call us on 202 6070 or visit one of our branches.
16. Is MCB Juice a safe application?
Yes, the Juice app works in a secured environment [Norton Secured] and cannot be used without your
mPIN or fingerprint. Your beneficiaries will never have access to your bank account details and vice
versa. For additional security, always safeguard your mPIN and card details.
You will also be notified by email and SMS when a new registration is required for your MCB Juice.
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GETTING MCB JUICE
1. Can I use the app on my tablet?
Yes, the app is also available for download on tablets. For the best experience however, we
recommend using Juice on your mobile phone.
2. Will MCB Juice work on jailbroken phones?
For your security, MCB Juice will not work on a jailbroken device.
3. Which Operating System (OS) versions are compatible with MCB Juice?
The application is compatible with iOS 14 and above for iPhone users, Android 6 and above for Android
and Huawei users.
4. How do I get MCB Juice application?
You can download the application from App Store, Google Play Store, and Huawei App Gallery. If you
are a Huawei user, we recommend getting the app from Huawei App Gallery for a better user
experience. To optimise the search, please type “MCB Juice” in the search bar and download the app
which appears at the top.
5. The app is prompting me to update to a new version, but there does not seem to be an update
available on the Stores. What should I do?
It can take some time for the updates to become available on all stores, so please try again in a couple
of hours. Also, if you are using Android, please try to clear the Cache on your Store [Device Settings >
Application Manager > Google Play Store > Storage > Clear Cache].
REGISTRATION AND LOGIN
1. Is it safe to input my full card number and PIN during the registration process?
Yes. The information is requested in a secure and encrypted environment where all security measures
have been taken to protect your data.
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2. Why am I not able to register on MCB Juice using my MCB Card?
Please check that you are using a valid (check ‘valid thru’ and ‘valid until’ dates) MCB Debit or Credit
Card (prepaid and Fleetman cards cannot be used to register) and that you are entering the correct
information.
If this is a new card, you will first need to activate it in the following ways:
Call us on +230 202 5010
Visit your nearest MCB branch
Contact your Account Officer
3. What should I do if I encounter the error message “Invalid NIC/Passport” during registration?
Visit any MCB branch or call on 202 6070 for assistance.
4. How do I register to MCB Juice if I don’t want to use my full card details to register?
You can also register using the same credentials as you use on Internet Banking. You will only be
required to insert your User ID and Password.
5. My mobile phone number is not up to date. What should I do?
For security reasons, do not proceed with registration of your Juice account as confirmation details of
your future transactions will be sent to this mobile number. To update your mobile phone number,
visit any MCB branch, contact your Account officer or call us on +230 202 6070 (lines are open 24/7).
6. I’m trying to register, but keep getting an error message that my PIN is incorrect. What should I
do?
Please check that you’re using the right PIN associated with the card details you have input. In case
you have forgotten your card PIN, please change it in branch as per established processes.
7. What should I do when I get an Error message, “Unable to connect. The server connection is
currently unavailable. Please try again”, while registering to MCB Juice?
Please call us 202 6070 for assistance.
8. Can I use any 4-digit number as mPIN?
Yes, you may choose any number, except for the following, which will not be allowed for enhanced
security:
Repeating patterns of digits (eg: 1111)
Consecutive numbers (eg: 1234)
Palindrome numbers (sequence reads the same backward as forward, e.g.: 1221)
9. How do I login if I have forgotten my mPIN?
Go to 'Forgot mPIN' on the login screen
Use your MCB Debit/Credit Card details to complete the registration process
Set your new mPIN
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10. I am unable to register to MCB Juice. What could the issue be?
Your device name might not be accepted by the system. Please verify your device name in your mobile
phone’s settings to ensure that it does not contain any special characters (ex: $£%&*#) and try to
register again.
11. Can I access Juice using my mPIN or my fingerprint even if my Internet Banking access has been
locked?
Yes, you will still be able to do so. Your mPIN or fingerprint allows you to access Juice and works
independently from Internet Banking.
12. How does Touch ID/fingerprint authentication work?
Touch ID/fingerprint authentication allows you to log in to your Juice app with any of the fingerprints
that you’ve set up on your device, instead of your mPIN. Your biometrics details remain stored on
your device and will never be kept on the Juice app.
13. How do I enable Touch ID/Face ID/fingerprint authentication for the Juice app?
You may set it up when you onboard the first time, or configure it in your settings (“More” module >
Settings > Configure biometric login).
14. I have several fingerprints stored in my phone. Can I use any of them to access Juice?
Touch ID/fingerprint authentication recognises all fingerprints registered in your device. We
recommend that you do not register third party fingerprints in your device to ensure the protection
of your app and personal data on your phone.
15. I received an email and SMS notification that a new device had signed into my MCB Juice app.
What does this mean?
If a new device is used to register/access your MCB Juice, as a security measure, you will be notified
by email and SMS. Information regarding the date and time of registration, phone model, etc., will be
provided to you for easy identification. In case it was not you, we urge you to contact your account
officer or call on 202 6070 immediately.
We recommend that you keep us updated about your contact details.
16. What should I do if the error message “please enter a valid expiry date” is displayed despite
entering the right card expiry date at registration?
Please try:
To change mobile keypad from Microsoft SwiftKey to original keypad
To change mobile keypad languages to English UK
If the issue persists, please reach out to us on 202 6070.
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VALIDATION OF TRANSACTIONS
1. It appears that the OTP is pre-filled for the validation of transactions. Is this a bug?
MCB Juice comes with an autofill function of the OTP, which allows transactions to be more
conveniently validated, thus making the transaction faster without compromising on security.
On Android phones, the OTP is automatically inserted without your intervention, while on iOS you can
fill the OTP by clicking on the suggested prompt (see example below).
2. Can I use my mPIN or token to validate my transactions?
In MCB Juice, any transaction requiring validation can only be authenticated with the One Time
Password (OTP). As such, use of mPIN will only be for log in. The token is not needed at all.
3. I am a non-resident. Can I still use my token for the validation of my transactions?
Where required, the validation of Juice transactions can only be done via One Time Passwords (OTP),
which are sent by SMS. If you are not receiving the OTP, you may proceed with the transactions
through your Internet Banking.
4. I am not receiving the OTP (One Time Password). What should I do?
It could be due to the following reasons:
Your mobile phone number may not be registered at our level. Visit any MCB branch or call
us on 202 6070 to update your personal details.
Service delays by your mobile service provider. Please try the “resend OTP” feature.
Your mobile phone may be out of network coverage. Try to shift to an area with better
network coverage.
If the issue persists, please call us on 202 6070 for further assistance.
5. I have just done a transfer/payment and no One Time Password (OTP) was required. Is this a bug?
For your convenience, own account transfers and payment to your own credit cards do not require
validation. Additionally, for faster transactions, cumulative daily transactions of up to Mur 2,500 also
do not require any validation.
6. I am using Juice on my tablet, but the One Time Password (OTP) is not being auto-filled, as it is the
case when I use Juice on my mobile phone.
The auto-fill feature only works when the OTP is received on the same device where Juice is being
used.
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MCB JUICE FEATURES
7. Where can I see my investment-related details or portfolio statement and advices?
Investment-related statement and advices are currently not available on MCB Juice. They may still be
accessed through Internet Banking or the older version of the app.
8. Can I apply for a loan on MCB Juice?
Yes, you can apply for a home or personal unsecured loan on MCB Juice in the “Offers” section on the
main page. Click here to view our online loan application FAQ.
9. What should I do if I have an issue or query about the loan application I made on MCB Juice?
Please contact your respective account officer, call us on 202 6060 or visit your nearest MCB branch.
10. Are the Quick Links customisable?
Your quick links can contain up to 6 of your favourite Juice features and can be personalised by
selecting in this section. Manage your quick links by adding , removing or re-ordering
features.
Account Details
11. I would like to hide/unhide my account balance. Is this possible?
Yes you can now hide/unhide your account balance in either:
1. More > Accounts > Hide Account balance OR
2. Accounts > Account Overview Settings (Upper right screen) > Hide Account Balance OR
3. Press the “Eye” Icon on the account overview page.
Once you trigger the toggle On/Off, balance for all your accounts will be masked.
Note that when using the Pay & Transfer feature, the account balance will be displayed.
12. What does the option hide/unhide account do?
This is an aesthetic functionality which enables you to hide your accounts completely from the
Accounts Overview screen (privacy option). You can select individually which account you wish to
hide. To make the accounts visible again, you can do so in More > Settings > Accounts.
13. What are default accounts?
You can set up two types of default accounts on MCB Juice:
The account which will be credited when your friends and relatives send you money using
your mobile number (using MCB Juice Send to Mobile’ feature)
The account which will automatically appear when you transact, thus speeding up your
transfers and payments. You will still have the option of selecting a different account when
doing transactions.
Note that the same account can fulfil both functions, or you can choose to use two different accounts.
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14. How do I change my default accounts?
Go to More > Settings > Default Account > Set default account > Select an account under the relevant
default account type > Confirm.
15. Why cannot I view the Default accounts and Daily Fund transfer limit in the Settings?
These functionalities are now available in More > Settings > Accounts.
16. Default account is not automatically filled in when making a transaction. What is the issue?
If the default account you have chosen is not in Mauritian Rupees, it will not be selected automatically
for transactions such as MCB Refill, Cardless Cash, Pay merchant, Pay bill and Scan to pay.
17. How do I differentiate between my single and joint accounts?
Single and joint accounts can be differentiated by the icons preceding them ( for single and for
joint accounts).
18. I see an option to Add/Edit name of accounts. What does this mean?
This means that you can give a nickname to ANY of your Savings and Current accounts. The name can
be viewed from Accounts overview, Account Details, Setting Default Account and Pay & Transfer
Screen [Transfer From/To].
19. What are the conditions to insert a nickname?
The nickname inserted should be as follows:
1. Minimum 1 character
2. Maximum number of characters is 20 (Alphanumeric)
3. Acceptable special characters: /-().,+' and "space"
4. First character should always be a letter
20. How do I search for past transactions?
From the required account, you can find specific transactions by clicking on , then choosing to:
a. Search ( ) transactions using specific keywords (amount, description, beneficiary, etc…)
b. Filter ( ) transactions through the various filter options (Transaction type, Quick Date
filter, Date range)
Note that transactions can only be queried for a period of up to 60 days at a time, not older than three
years.
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21. What timeframe does the recent transactions cover?
Transactions carried out in the past 60 days are displayed in the recent account transactions.
22. Can I open an additional account on MCB Juice?
Yes, you can now open an additional account through the ‘Open new account’ option in the Accounts
Overview module. To be eligible for this feature, you must have the following:
an existing account with MCB
a registered email address on our system
a minimum of Rs 1000 in your existing account (for opening of current account only)
23. How long does it take to open an additional account on MCB Juice?
Once you have submitted your request, your new account should be visible in the Account Overview
module within 15 mins.
24. How many additional accounts can I open on MCB Juice?
You will only be allowed to open 5 new accounts on MCB Juice per calendar year (January - December).
If you need to open more accounts, you can do so by visiting the closest branch or via Internet Banking.
25. What is the “Link non MCB account” feature?
This feature allows you to add the accounts you hold with other local banks to your MCB Juice. Once
linked, these accounts will appear in your Accounts Overview under “non-MCB account”.
26. How do I link an account with another local bank?
Tap on the “Link non MCB account in the Accounts module
Select the bank from the list.
Insert the account number and give it a nickname, if you wish.
The mobile number registered with MCB will automatically appear on your screen. If it is not
the same mobile number registered with your other bank, please change it before you click
on “Verify”.
Input the OTP sent to the phone number registered with your other bank, and you’re done!
27. What transactions can I make from my non-MCB account when linked to MCB Juice?
You can transfer funds from your non-MCB account to your MCB accounts and vice versa. You can
also add/edit the nickname or remove (unlink) the account from MCB Juice.
28. Are there any fees related to non-MCB accounts linked to MCB Juice?
Linking the account is free.
For own account transfers from an MCB account to a non-MCB account linked to MCB Juice,
no fee will be charged for standard transfers. However, a fee may apply for ‘Instant’ transfers.
Fees for own account transfers from non-MCB accounts to MCB accounts are applicable as
set by the Bank of Mauritius.
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29. How many non-MCB accounts can I link to my MCB Juice?
You may link as many of your non-MCB accounts as you wish, as long as they are held with another
local bank. This feature does not apply to accounts in foreign currency.
30. Will I be able to see the available balance on my linked non-MCB accounts?
No. This information is only be available through your other bank.
31. Can I link a joint account I hold with another local bank?
Yes, but only if said bank allows you to do so via MCB Juice.
Payment & Transfer
32. How do I add people as beneficiary?
To add a beneficiary, select the option when making a new payment or
transfer.
33. How do I manage my beneficiaries?
Once you’re on the list of beneficiaries while doing a transfer/payment, you may amend the details
or delete the beneficiary by selecting the edit and delete icons respectively.
34. What are receipts and when are they generated?
Transaction receipts provide details of completed transactions such as transfers, payments and refills.
They are automatically generated after such transactions have gone through, except for own account
transfers.
35. Can I download/save a copy of the transaction receipt?
When you click on the ‘Share’ button, you will be able to share the transaction receipt, but also copy
the receipt, save as a file or picture and even print it, depending on the options on your mobile phone.
36. How can I share my transaction receipt with my beneficiaries?
Transaction receipts can be shared via all channels available on your mobile phone, such as WhatsApp,
Messenger, Email and Microsoft Teams.
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37. How do I change my 'Daily Fund Transfer Limit (DFTL)'?
Simply go to More > Settings > Accounts > Change Daily Fund Transfer Limit to increase or decrease
your ‘Daily Fund Transfer Limit (DFTL)’. Any change to a higher threshold will require verification using
either your Debit/Credit Card details or IB credentials.
38. How do I initiate a transfer to another Local Bank?
Other local bank transfers are, by default, standard transfers. To do an instant transfer, you need to
click on the switch button next to Instant Transfer. Selecting this button will trigger a message
regarding applicable fees.
Note: Instant Transfer using IBAN is not currently available.
39. I see that the Express transfer button has been replaced by Instant Transfer, and the message
displayed is different. What does this mean?
This means that you can now process an instant (immediate) transfer to any local bank connected to
MauCAS, a service available 24/7. The cost is also much lower. Previously, the express transfer was
only available during business hours.
40. Can I make an instant transfer to any bank located in Mauritius?
You can make instant transfers to any local commercial bank connected to MauCAS. If you have to
process transfers to banks not listed for instant transfer, you can proceed with the Standard option,
and for urgent requests, you can still do so via our Internet Banking platform.
41. How will I know if I insert an invalid bank account number while performing an Instant Transfer?
Previously with Express transfers, the transaction had to be reversed manually if an invalid bank
account number was inserted. However, with the Instant feature, you will now instantly receive a
confirmation if the Account Number is valid and active.
42. Will I continue to receive SMS in addition to in-app notifications?
The SMS service will be discontinued in a few months. Until then, you will receive both an SMS and
an app notification for some transactions.
43. What is stored in the QR code used in the Scan to Pay feature?
In order to execute the QR payment successfully, the merchant’s outlet name, mobile phone number
as well as account number is stored in the QR code.
No further information about the Juice user or the merchant is part of the QR code.
44. While paying for my bills, how do I find the biller I’m looking for?
All available billers are displayed under 6 main categories. You may also type the name of the biller in
the search bar found at the top of the screen.
Note: For payments to Government entities, please go through www.fasil.mu to get the payment
reference to input on MCB Juice.
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45. For some billers, I can see all my unpaid bills. Do I have to pay all the bills due, or can I pay some
of them, or in part?
For some billers, you can choose which bill you want to pay by paying the amount due in full or
partially. The minimum amount that you can insert is MUR 25.
46. What information is required to pay a bill on MCB Juice?
Each biller requires different information such as contract number, account number, policy number,
etc.
47. Are bills paid via MCB Juice instantly settled with the biller?
Some billers will receive your payment instantly, while it may take a few business days for others.
When making your payment, this timeframe will clearly be indicated.
48. I am seeing a bill as unpaid, but payment has already been made in the past. What should I do?
Please contact the respective biller before paying the bill on MCB Juice.
49. Can I use an account in foreign currency to pay my bills? Why is my account in foreign currency
not displayed when I am paying a bill?
Only accounts held in Mauritian Rupees can currently be used to pay bill.
50. I have input the incorrect mobile phone number while doing a Cardless Cash transaction. How do I
cancel the transaction?
The recipient will not be able to collect the funds if the 4-digit Payment PIN is not shared. Uncollected
funds will be automatically credited to your account after 48 hours.
51. How do I initiate a ‘Cardless ATM Withdrawal’ on MCB Juice?
This feature, which allows cash withdrawals to be made at MCB ATMs without a card, has been
renamed Cardless Cash and is found in the Pay & Transfer module. Note that the following PIN types
are not allowed for the 4-digit payment PIN:
Repeating patterns of digits (eg: 1111)
Consecutive numbers (eg: 1234)
Palindrome numbers (sequence reads the same backward as forward, eg: 1221)
52. What is the time limit between initiating and collecting a Cardless Cash transaction?
A cardless cash transaction is valid for 48 hours. If the funds are not collected within this timeframe,
the transaction is annulled and the funds credited back to sender’s account.
53. For how long does a Cardless Cash transaction remain in the transaction history?
The transaction will stay visible in the history for 2 weeks after which it will disappear.
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54. Can I, or my beneficiary, withdraw funds sent via ‘Cardless Cash’ using only the six-digit Collect
PIN communicated by the bank?
No. You or your beneficiary will have to insert both the four-digit Payment PIN communicated by the
sender, the six-digit Collect PIN communicated by the bank and the exact amount to withdraw the
funds.
55. What to do when I get an error message saying “Invalid Customer Account/Contract Number.
Please try again” while doing a bill payment?
MCB Juice will specify exactly which payment reference (e.g.: contract number, policy number, etc)
should be inserted for each biller. If you encounter any such error messages, please check that the
reference you inserted tallies exactly with the corresponding reference on your bill or agreement
initially provided by the biller.
56. How long do I have to approve or deny a request to pay?
You have five minutes to confirm or reject the payment. Past this deadline, you will need to send the
request anew from the e-commerce website.
57. I have received a notification for a payment request on MCB Juice. What does this mean?
The 'Request to pay' feature enables e-commerce merchants to send a payment request to your
MCB Juice. To pay by MCB Juice at your e-commerce merchant, you must select ‘Payment by MCB
Juice’ at the payment stage of your transaction and insert your registered mobile number. You can
then authorize the payment by acting on the notification received on your MCB Juice. Payment
details will be pre-filled automatically.
Notes:
Before proceeding, please verify the merchant identity, the amount and the order number
of your request. All payment approvals are final.
This feature is only available for online purchases at registered MCB Juice Merchants.
58. Can I set up a standing order on MCB Juice?
Yes, you can set up standing orders while effecting your payments for own account transfers, MCB
account and local bank account transfers.
Notes:
Standing orders cannot be initiated from Rupys or Current FCY accounts.
Refer to Fees and Charges for applicable fees.
59. Will MCB Juice only display standing orders initiated on the app?
Yes, only standing orders set up on MCB Juice are visible, for now.
60. Can I view and manage existing standing orders?
All standing orders initiated on MCB Juice will be displayed in the ‘More’ section under the ‘Manage
Standing Orders’ option. You can view and cancel any active standing order.
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Cards Management
61. Can I change the PIN code of my MCB debit or credit card even if I do not remember the actual
PIN?
Yes. You will be able to set a new card PIN code through Juice. To activate your new card PIN code,
you need to make a transaction on an ATM (an MCB one if you’re in Mauritius). Keep it secure and
confidential at all times.
62. Can I start using my new MCB debit or credit card immediately after having activated it?
Yes, using your new card PIN if it is a new card. You should set a new card PIN code through Juice
before you can use it.
63. I’ve disabled Touch & Pay (Contactless) on MCB Juice, but it doesn’t seem to work since I’m still
able to do contactless payments. What should I do?
When amending your Touch & Pay preferences, please note that you will need to perform a
transaction with the related card on any MCB ATM before the changes are effective.
64. I cannot see my “Cards” on my MCB Juice. Is it a bug?
No, it is not a bug. If you have the module "Wealth" and see your investments, your “Cards” module
is now found in the “More” section.
65. How do I load my prepaid card on MCB Juice?
The option to ‘Load prepaid card’ is available in the ‘Pay & Transfer’ section.
Investment Portfolios
66. Where can I see my investment-related details or portfolio statement and advices?
Investment-related statement and advices are currently not available on MCB Juice. They may still be
accessed through Internet Banking or the older version of the app.
You can now view your investment portfolio on MCB Juice.
PWM customers: ‘Wealth’ in the navigation bar.
Retail customers: ‘Invest’ via ‘More’ section.
67. Where can I find more details on the Invest/Wealth feature available on MCB Juice?
Please check the FAQs available on our website.
If you have access to:
Invest : FAQs-Invest (mcb.mu)
Wealth : FAQs-Wealth (mcb.mu)